Not surprisingly, there are far more serious consequences to unsafe driving than just getting a ticket. In most states, if you kill or injure someone because of distracted driving or road rage, you could be criminally charged. If that’s not bad enough, an incident like this can also put your loved ones in harm’s way, whether or not they are even in the vehicle with you.
Think about it: What would your family, friends, and co-workers do if your actions resulted in your being seriously hurt or killed in a crash, or you are sentenced to prison because someone else was injured or killed? Bottom line: Poor driving decisions could destroy your freedom and tear your family apart.
Everyone has, at some point, done something unsafe behind the wheel: speeding to make up for lost time, reading a text message, driving when too tired, or letting emotions get in the way of good judgement.
Risky driving habits typically develop over time and can be hard to break. An employee driving policy can help you reinforce the point with your employees that these behaviors will not be tolerated. But a policy is worthwhile only if it is understood by those it affects.
Clear communication and regular employee training and reminders serve only to benefit all involved. It’s never too late to address these issues and create a working environment that shows your employees and customers that your company works hard to help ensure personal safety.
The majority of all auto crashes can be traced back to four driving behaviors: Speed, Attention, Fatigue, and Emotion. Branded “Drive S.A.F.E.,” Federated Insurance’s driver awareness program helps business owners and risk managers call attention to these behaviors to help their employee drivers be aware of the risks each can present.
Drivers can keep the S.A.F.E. acronym in mind as a personal reminder to overcome the temptation to engage in behind-the-wheel conduct that puts them and others in danger. Before each trip:
S: Allow ample time to get to the destination without having to hurry. Not only does it feel good to be early and not rushed, the chances of being involved in a crash can be reduced significantly.
A: Commit to paying attention to driving, mentally and physically. Be on the lookout for inattentive drivers and drive defensively.
F: Get enough rest. This helps ensure mental sharpness, which can improve reaction times and help avoid hazards that may require split-second maneuvers.
E: Control emotions and act responsibly. Put space between yourself and motorists whose actions aren’t sensible.
Drive S.A.F.E. has one goal: to help keep you, your employees, and your company out of harm’s way. Please make it home safely today!
This article is for general information and risk prevention only and should not be considered legal or other expert advice. The recommendations presented may help reduce or eliminate the risk of loss, but are not guaranteed to do so. The information herein may be subject to, and is not a substitute for, any laws or regulations that may apply. Qualified counsel should be sought with questions specific to your circumstances. © 2017 Federated Mutual Insurance Company.
Author: Laramie Sanquist, CPCU, ARM